At The Business Octopus, our comprehensive low cost business insurance policies are designed to allow you to add, remove, increase or decrese all areas of your policy. You will be able to tailor your handyman insurance to the way you want it. All essential cover you need in one business insurance policy.
Having a tailored and comprehensive handyman’s business insurance policy will help you protect yourself and your business. If you only need a general handyman’s insurance policy or you specialise in a specific role we can help you save time and money on your policy.
Why do I need business insurance?
As a professional handyman you will need to have the right insurance package at the right cost for the right insurance cover. The Business Octopus will endeavour to put a tailored business insurance package together for your specific business, be it a property maintenance insurance policy, janitor’s insurance policy or a general handyman insurance policy. Your business insurance policy can include:
Public Liability insurance covers your business if someone gets hurt or property is damaged in the course of your business. Standard levels of cover are available at £1, £2m, or £5m, with higher levels available upon request subject to insurers terms and conditions. Public Liability will protect you should there be a legal case for injury or damage.
Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete works on your behalf with your tools and equipment. A Business Octopus standard Employers Liability Insurance policy is £10m cover.
Tool Insurance cover helps you as a handyman, and protects your tools. Tools are expensive investments that need to be safe guarded should they ever be stolen or damaged. Replacing or repairing your trade equipment can be costly, so you do need to be covered for all eventualities. Tool insurance can provide comprehensive cover so that you can replace any damaged, lost or stolen items and keep your business running.
Personal Accident cover will pay you or a member of your staff a weekly amount or lump sum should you or they be injured during the course of employment. The level of payment made will be dependent on the disablement or injury
In addition to our standard handyman insurance package, if you are a specialist in a particular field of trade you may need to amend your policy to be specific to your business. Remember you can specify such areas, for example working up to 50 meters in height or over 75% of your work could be using heat or deeper than the standard 2-3 meters.
How do I buy my Handyman Insurance?
There are various options available to obtain a quotation and purchase your business insurance.
- Compare quotes online from up to 20 UK insurance providers
- Speak to one of our UK insurance specialists on 0161 968 2041 or request a call back
- Purchasing your insurance is easy with flexible payment options which can be discussed with your insurance specialist or with our new business team on 0161 968 2041
- You will receive same day immediate cover and your documents will be sent to you via email