At The Business Octopus, our comprehensive cheap business insurance policies are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your ground workers insurance, to the way you want it. All the essential cover you need in one business insurance policy.
Every groundworker, tradesman or contractor, all have different levels of business insurance. Dealing daily with excavation works, foundations and footings all with increased risks associated, so you will need to be financially protected, with a tailored groundworkers insurance policy.
Why do I need business insurance?
You need to have the right insurance package at the right cost for the right insurance cover. The Business Octopus will endeavour to put a tailored business insurance package together for your specific business. There are many elements that you need to cover as part of your groundworkers insurance, this can include:
Public Liability insurance with various levels of cover from £1m, £2m and £5m. Public Liability insurance is an essential component of groundworkers insurance. If a third party becomes injured or their property damaged as a result of your work, it is your public liability insurance that will cover the costs of repairs, court cases, and any compensation that may be due.
Employers Liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer, it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.
Legal Expenses will cover you if you have a legal dispute. Legal expenses can be costly and stressful but having legal expenses, cover will give you financial protection cover for you and your business.
Contract Works or Contractors All Risks cover will insure your construction works plus materials, should they be damaged or the materials stolen prior to completion. The policy will also cover the additional labour costs to rebuild the work previously completed along with cover for your own or hired plant. For example: If you are completing an extension and it is damaged or destroyed by fire, you would have to complete the work again. Contract Works cover will provide the protection you need in this instance. Contract works insurance is available as a single one off policy or as a yearly policy.
How do I buy my Groundworker Business Insurance?
There are various online options available to obtain a quotation and purchase your business insurance.
- Compare quotes online from up to 20 UK insurance providers
- Speak to one of our UK insurance specialists on 0161 968 2041 or request a call back
- Purchasing your insurance is easy with flexible payment options which can be discussed with your insurance specialist or with our new business team on 0161 968 2041
- You will receive same day immediate cover and your documents will be sent to you via email