Groundworker Insurance
Every tradesman and contractor has different requirements and is subject to different dangers and potential losses. Groundworkers insurance is especially tailored to meet the demands and risks associated with typical groundworker activities such as excavation works, foundations and footings.
There are many elements that you need to cover as part of your groundworkers insurance and public liability insurance is a must-have component while employer’s liability insurance is a legal requirement if you have staff. Fortunately, a tailored groundworker’s insurance package from The Business Octopus may be cheaper than you think and we offer the convenience of making payments by monthly direct debit.
The Basics of Groundworkers Insurance
Public liability is an essential component of groundworkers insurance and we can cover up to £10m. If a third party becomes injured or their property damaged as a result of your work, it is your public liability insurance that will cover the costs of repairs, court cases, and any compensation that may be due. We can cover depths of up to 3 meters as standard and deeper if required.
Employer’s Liability Insurance
Employer’s liability insurance is a legal requirement if you have any employees. If they should become injured or suffer an illness as a result of working for you, you can ensure that they and your business are fully protected.
Other components that you can add to your groundworkers insurance policy include:
- Professional indemnity insurance could be required if you give advice
- Contract works insurance
- Tools cover
- Hired in plant insurance
Tailored Groundworker’s Insurance Policies
Groundworker’s insurance requirements are specific and we are able to offer you the opportunity to create the insurance policy that best suits your needs – after all, who understands your needs greater than you do? Choose the level of public liability insurance you require and then include any additional extras so that we can provide you with a competitive, no obligation quote.
Get Protected Today
The Business Octopus collects quotes from leading UK insurers on your behalf. We work with insurers such as Brit, LV, Aviva, Fortis and many other leading insurance companies. Request a quote online or call us on 0161 968 2041 to protect your business and your profits.
