Carpenters & Joiners Insurance
At The Business Octopus, our comprehensive low cost business insurance policies are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your cheap carpenters insurance or joiners insurance to the way you want it. All the essential cover you need in one business insurance policy.
Having a tailored and comprehensive carpenters and joiners business insurance policy will help you protect yourself and your business. If you need a general tradesman insurance policy or you are a specialist in a particular field, for example a kitchen fitter, furniture maker, plumber or painter and decorator, we can help you save time and money on your business insurance policy.
Why do I need business insurance?
Being a business owner, you will need to have the right insurance package at the right cost for the right insurance cover. The Business Octopus will endeavour to put a tailored business insurance package together for your specific business. This can include:
Public Liability insurance covers your business if someone gets hurt or property is damaged in the course of your business. Standard levels of cover are available at £1m, £2m, or £5m with higher levels available upon request subject to terms and conditions from the insurer. Public Liability will protect you should there be a legal case for injury or damage.
Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete work on your behalf with your tools and equipment. A Business Octopus standard Employers Liability Insurance policy is £10m cover.
Contract Works or Contractors All Risks cover will insure your construction works plus materials, should they be damaged or the materials stolen prior to completion. The policy will also cover the additional labour costs to rebuild the work previously completed along with cover for your own or hired plant. For example: If you are completing an extension and it is damaged or destroyed by fire, you would have to complete the work again. Contract Works cover will provide the protection you need in this instance. Contract works insurance is available as a single one off policy or as a yearly policy.
Plant and Tools cover will protect your tools of your trade whilst working on site, like a construction or building site.
In addition to our standard builder insurance package, if you are a specialist in a particular field of building you may need to amend your policy to be specific to your business. Remember you can specify such areas, for example working up to 50 meters in height or over 75% of your work could be using heat or deeper than the standard 2-3 meters.
How do I buy my Carpenters & Joiners Insurance?
There are various options available to obtain a quotation and purchase your business insurance.
- Compare quotes online from up to 20 UK insurance providers
- Speak to one of our UK insurance specialists on 0161 968 2041 or request a call back
- Purchasing your insurance is easy with flexible payment options which can be discussed with your insurance specialist or with our new business team on 0161 968 2041
- You will receive same day immediate cover and your documents will be sent to you via email