At The Business Octopus, our comprehensive cheap business insurance policies are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your cheap builders insurance to the way you want it. All the essential cover you need in one business insurance policy.
Having a tailored and comprehensive builders business insurance policy will help you protect yourself and your business. If you only need a general builder insurance policy or you specialise in a specific area of building, for example domestic or commercial building, we can help you save time and money on your policy.
Why do I need business insurance?
Being a business owner, you will need to have the right insurance package at the right cost for the right insurance cover. The Business Octopus will endeavour to put a tailored business insurance package together for your specific business. This can include:
Public Liability insurance covers your business if someone gets hurt or property is damaged in the course of your business. Standard levels of cover are £1, £2m, or £5m and higher levels are available upon request subject to insurers terms and conditions. Public Liability will protect you should there be a legal case for injury or damage.
Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete works on your behalf with your tools and equipment. A Business Octopus standard Employers Liability Insurance policy is £10m cover.
Goods in Transit covers the contents of your van up to the policy valued specified. This cover is normally used for a tradesman that works on many building and construction sites.
Plant and Tools cover will protect tools of your trade whilst working on a building or construction site.
In addition to our standard builders insurance package, if you are a specialist in a particular field of building you may need to amend your policy to be specific to your business. Remember you can specify such areas, for example working up to 50 meters in height or over 75% of your work could be using heat or deeper than the standard 2-3 meters.
How do I buy my Builders Insurance?
There are various options available to obtain a quotation and purchase your business insurance.
- Compare quotes online from up to 20 UK insurance providers
- Speak to one of our UK insurance specialists on 0161 968 2041 or request a call back
- Purchasing your insurance is easy with flexible payment options which can be discussed with your insurance specialist or with our new business team on 0161 968 2060
- You will receive same day immediate cover and your documents will be sent to you via email