At The Business Octopus, our comprehensive cheap business insurance policies are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your cheap florists insurance or flower shop insurance to the way you want it. All the essential cover you need in one business insurance policy.
Having a tailored and comprehensive business insurance policy for your florist shop will help you to protect your business. Florists insurance will provide the financial protection you could need against possible risks that could damage your business profits.
As a florist, you will be open to the public and will work direct with people, which present risks. Within your working areas, there are conditions such as water on the floor, thorns, allergies, and more that all pose a risk to someone. Florists insurance will help you if you are faced with a liability claim for damage or a customer slipping on a wet floor.
Why do I need business insurance?
Being a business owner, you will need to have the right insurance package at the right cost for the right insurance cover. The Business Octopus will endeavour to put a tailored business insurance package together for your specific business. This can include:
Public Liability insurance covers your business if someone gets hurt or property is damaged in the course of your business. Available levels of cover options are £1m, £2m or £5m.
Public & Employers Liability is a legal obligation and covers retailers dealing directly with the public so it is a consideration to have a minimum cover in place. As a retailer, you will have a legal responsibility to ensure that you have provided safe and secure surroundings for your employees and any visitors to your business premises. Public & Employers Liability cover is available as £2, £5m and £10m.
Buildings and Contents cover will protect the sums insured to match the levels of protection you need including glass, shop fronts, signs and much more. Should your business premises be damaged then your contents may well be damaged too. Tailored cover will give you piece of mind.
Stock Insurance protection for every florist is different and each will have various levels of stock. By making sure your flower shop insurance is the correct level there will be no need for you to be paying for more than you need. But remember, quoting for less than you need could also be devastating for your financial status.
Business Interruption, Cash on Premises, and Goods in Transit are all additional add-ons that can be increased or decreased as required. By having flexibility with your business insurance policy from The Business Octopus, you can make sure your insurance is just what you will need.
How do I buy my Florists Business Insurance?
There are various options available to obtain a quotation and purchase your business insurance.
- Compare quotes online from up to 20 UK insurance providers
- Speak to one of our UK Insurance Specialists on 0161 968 2041 or request a call back
- Purchasing your insurance is easy with flexible payment options which can be discussed with your insurance specialist or with our new business team on 0161 968 2060
- You will receive same day immediate cover and your documents will be sent to you via email