Coffee Shop Insurance
At The Business Octopus, our comprehensive cheap business insurance policies are designed to allow you to add, remove, increase or decrease all areas of the policy. You will be able to tailor your cheap coffee shop insurance or tea-room insurance the way you want it. All the essential cover you will need in one business insurance policy.
Having a business that is open to the public will present many types of risks, so having a tailored and comprehensive business insurance policy for your coffee shop or tea-room is financially important.
Why do I need business insurance?
Being a business owner, you will need to have the right insurance package at the right cost for the right insurance cover. The Business Octopus will endeavour to put a tailored business insurance package together for your specific business. This can include:
Public Liability insurance with various levels of cover available from £1m, £2m, and £5m. Public Liability insurance for cafes, coffee shops and café bars protects you if a member of the public gets hurt or injured whilst on your premises.
Employers liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer it is a legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.
Contents and Stock cover can protect your stock, customer goods, staff and customers personal effects, fixtures and fittings, computer and electronic business equipment.
Business Interruption, Cash on Premises, and Goods in Transit are further add-ons that can be increased or decreased as required making sure your insurance is just what you need.
The Business Octopus can give you complete cover and complete peace of mind and insure all your business needs in one place.
How do I buy my Coffee Shop Business Insurance?
There are various options available to obtain a quotation and purchase your business insurance.
- Compare quotes online from up to 20 UK insurance providers
- Speak to one of our UK insurance specialists on 0161 968 2041 or request a call back
- Purchasing your insurance is easy with flexible payment options which can be discussed with your insurance specialist or with our new business team on 0161 968 2060
- You will receive same day immediate cover and your documents will be sent to you via email