Coffee Shop Insurance
Running a coffee shop or tea room is not an easy business – so make sure getting the right coffee shop insurance is. The Business Octopus has worked with a number of the UK leading insurers to create a package just right for Coffee shop and tea room owners which can then be tailored to your exact needs.
What is included in our coffee shop insurance and tea room insurance policies?
Public liability – with options of £1m, £2m or £5m levels of cover, protect your business should a member of the public get hurt on your premises or someone damage a customer’s property.
Employer’s liability – It is more than likely that you will have at least 1 member of staff. If you do it’s legal requirement to have employer’s liability insurance and you’re breaking the law if you don’t. With our standard employer’s liability of £10m, you can be safe in the knowledge that you’re covered.
Contents and Stock Insurance – you can tailor your policy to have exactly the right level of cover for all your fixtures and fittings and level of stock you hold. This will mean you only pay for the coffee shop insurance you need and no more.
Business Interruption, Cash on Premises, and Goods in Transit are further add-ons that can be increased or decreased as required making sure your insurance is just what you need. Furthermore, should you require it we can also insure the building you are in, giving you complete cover and complete peace of mind.
We work with major insurers you will know such as Aviva, LV, Brit and many more so you know your business is insured by a credible insurer. Our claims management will help should the worst happen and our consultants are all trained to understand the needs of each and every client we deal with.
With a variety of payment methods available, we can offer instalments across the year or payment in full – it’s up to.
Arrange Your Protection Today.
Choose the basics that you need and add any additional coverage that you require to be given a competitive quote today. Call us on 0161 968 2041, complete a quote online now or request a call back by using our call back form.
