Cafe Insurance
Every cafe requires a slightly different cafe insurance policy and protection against the risks that come with running a cafe. When dealing with the general public in this day and age it is vital that your hard work and business is fully protected with comprehensive cafe insurance.
Some business owners often simply go for a cheap cafe insurance quote, not looking at the small print and checking that the cover matches your needs. At The Business Octopus our dedicated team of Commercial Insurance Executives are all fully trained in our range of cafe insurance policies and can talk you through the options available.
We’ll make the process as simple as possible whilst presenting you with the options you need to consider when purchasing cafe insurance.
These options include:
Public liability – with various levels of cover available, public liability insurance for cafes protects you if a member of the public gets hurt or injured on your premises. With levels of cover ranging from £1m to £5m we can help you decide what level of cover is right for your cafe
Employer’s liability – if you employ anyone or have any temporary staff in a busy period, employer’s liability insurance is a legal obligation. Our standard £10m cover is part of the package.
Contents and Stock Insurance – fitting out your restaurant can be expensive so make sure all your fixtures and fittings are covered and adequate stock levels are included.
Additional options available to tailor your cafe insurance quote to include:
- Contents and Stock Insurance
- Business Interruption
- Legal Expenses
- Theft by employee
Insurance can be a complicated matter so once you contact us we make sure we take the time to understand your business and you can then speak to the same person throughout arranging your insurance – no more having to repeat yourself every time!
Call us now on 0161 968 2041, request a call back by using the form on the right or get an online restaurant insurance quote now.
If you can’t find the quote you need online please call us, we will have some more options offline and maybe able to offer a more comprehensive cafe insurance quote.
