Bed & Breakfast Insurance
At The Business Octopus, our personalised business insurance policies are designed to allow you to add, remove, increase or decrease all areas of your insurance policy. You will be able to put together a bespoke bed and breakfast insurance or B & B insurance or guest house insurance policy to the way you want it. All the essential cover you will need in one business insurance policy.
As a professional hotelier, you will not want to worry about the possible loss, damage or theft from your guest house. Alternatively, you could worry about expensive claims as a result of an employee or member of the pubic being injured within your premises. Risk can be associated within many areas of your bed and breakfast establishment so by having a personalised and comprehensive business insurance policy will protect your business and you from financial loss.
Why do I need business insurance?
You need to have the right insurance package at the right cost for the right insurance and The Business Octopus will endeavour to put a tailored business insurance package together for your business needs. This can include:
Public Liability cover protects you if one of your customers or member of the public is injured, or their property is damaged. Public liability insurance protects you against the cost of repairs or any legal proceedings that may be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request subject to insurers terms and conditions.
Employers Liability insurance cover is for you if you have one or more employees and then by law, you are required to have employers liability insurance. Employers Liability cover, is a standard £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.
Buildings & Contents Insurance will protect your building against an unforeseen events. To get the best B & B insurance quote make sure you have the right buildings sum you need insured, this is not always the price you can sell the building for.
Money, Glass, & Accidental damage can also all be covered at the levels you need with further optional add-ons including deterioration of stock, business interruption, Commercial Legal Expenses and loss of licence cover.
How do I buy my Bed & Breakfast Insurance?
There are various options available to obtain a quotation and purchase your business insurance.
- Compare quotes online from up to 20 UK insurance providers
- Speak to one of our UK insurance specialists on 0161 968 2041 or request a call back
- Purchasing your insurance is easy with flexible payment options which can be discussed with your insurance specialist or with our new business team on 0161 968 2041
- You will receive same day immediate cover and your documents will be sent to you via email