Bar Insurance
Running a bar can be a complicated business and brings with it some very unique risks. Whether you have a wine bar or a cafe bar, taking the time to get the right bar insurance in place will allow you to focus on making your bar a success.
No matter how well run your bar is, how well trained your staff are, you can’t always account for what members of the public may do, or how they may react in certain circumstances. Understanding where bar insurance can protect you against this uncertainty is essential to protecting your business.
Our Commercial Consultants are fully trained in our bar insurance offerings and can take the time to explain all the choices available, terms and conditions and any special requirements so that you can decide on the best insurance for your business.
Getting a cheap bar insurance quote may be attractive, however it is essential to get the full cover required to protect your business if you have to make a claim. Our Bar Insurance / Wine Bar Insurance packages include the following:
Public & Product liability – should a member of the public be hurt or their property damaged, you can have cover from £1m to £5m to protect you.
Employer’s liability – you are likely to employ at least one person and therefore legally have to have Employer’s Liability insurance, our Bar Insurance will provide you with a standard cover of £10m.
Buildings Cover – should you own the property we can add buildings cover including protection against subsidence.
Personal Assault – should an incident occur whereby either yourself or a member of staff are assaulted we can provide a level of cover to help.
Further optional add-ons include deterioration of stock, business interruption, Commercial Legal Expenses, theft by staff and loss of licence cover.
With such a diverse range of bars in the UK we have taken the time to bring together a panel of insurers that can provide a range of bar insurance liability cover. We can tailor your bar insurance to your exact needs, increasing and decreasing levels of cover as required – you’ll be protected in no time allowing you to run your bar in the knowledge you are covered.
Call us now on 0161 968 2041, request a call back by using the form on the right or get an online bar insurance quote now.
Some of our wider options are not available online so if you can’t find the bar insurance quote you need online, simply give us a call and we’ll be delighted to talk to you.
