Expert Landlords Insurance
At The Business Octopus we aim to provide great landlords insurance at great prices. We work hard on your behalf to make sure you have the right level of insurance cover in place but only pay for exactly what you need. Get a quote from us today to see how much you could save.
Why choose us
- Personalised service from your dedicated account manager
- Bespoke insurance cover so you pay for exactly the cover you need
- Access to specialist landlord insurance products only available via a broker
- Same day cover and documentation in most cases
- No automated answering service – always speak directly to us
- Flexible payment including monthly Direct Debit
What we can cover?
- All property types including non standard construction and unoccupied
- All tenant types ranging from professional, to students and DSS
- Any size of property portfolio – from 1 to 100
- Property owners liability up to £10m
- Employers liability cover up to £10m
- Buildings cover
- Free Accidental damage cover*
- Optional extras including loss of rent cover, theft and malicious damage cover, legal expenses, subsidence, terrorism
Features of our landlord insurance
Buildings Cover – protecting your physical building should you require repairs following damage to the building structure. Cover includes protection against such things as leakage of fuel, breakage of aerials or falling trees, loss of oil or metered water, unauthorised use of utilities. Protection against subsidence, ground heave or landslip can also be added.
Contents Cover – to protect your contents and fixture and fittings it is advisable to make sure policy includes this cover and you are adequately protected.
Loss of Rent Cover – to provide against loss of rental income following any damage at the property
Day 1 Inflation Provision Option – The standard contract increases the building sum insured using figures published by the royal Institute of Architects. Optionally, the amount of cover can be uplifted by specified amounts varying between 15% to 50% to provide additional protection against the effects of inflation
Subsidence Cover – Cover can be added or removed as required. Subsidence is the downward movement of ground supporting the building. Heave is the upward movement of the ground supporting the building. Landslip is the movement of land down a slope
Employers Liability – cover can be added to protect any employees against accidents
Terrorism Cover – Our standard policy does not provide cover for any loss or damage caused by direct or indirect acts of terrorism. However there is an optional extension for premises in England, Wales and Scotland. You must request cover if required and we can then add this for you
Rent Protection and Repossession Costs – the legal expenses option can be further extended to provide an option to cover the cost of evicting tenants as well as protecting against loss of rental income for up to 12 months.
How do I get a quote and buy my insurance?
Getting a quote and buying your landlords insurance with The Business Octopus couldn’t be easier and you can get insured, and receive your documents today.
To help us find you the right cover you can either:
Get an online quote now by completing the quotation form.
This will give you a range of quotations from some of insurance panel and if you like what you see you can buy there and then.
Additionally, we can also take a further look at your quotation to see if we can get any further quotes from our other offline insurance panel. We’ll call you back to let you know if we can improve either your cover or price and see what you think.
Call us now on 0161 968 2056
Simply take 5 minutes to provide us with some answers to key questions and we’ll do all the work for you. We’ll search our whole panel of insurers and we’ll be able to provide you with a range of quotes there and then. If you don’t like what we can find, we’ll go back to our insurers to try and improve it so you do!
Request a Call Back
Fill in the call back request form on the right of the page and we’ll call you back when it’s convenient for you.
We’ll then do the searching for you and come back with the options we can find. Simply then select the cover you would like and we can get you covered there and then.
Dedicated Account Management
Once you have made contact with us we will assign you a dedicated Account Manager. They will then be responsible for your insurance quotations and talk you through all the options available, what different levels of cover mean and what you should consider when selecting your policy.
Your Account Manager will be your dedicated point of contact all the way through to purchase so you can get to know them and you don’t have to keep repeating yourself to any number of different people at the same company.
Paying for your insurance couldn’t be easier as well. We are able to offer a range of payment methods to suit your needs including monthly direct debit or payment in full if you prefer.
Immediate Cover and Same Day Documents
In most cases once you’ve chosen the quote and cover that’s most suitable for you, we can normally get you on cover immediately and email you your documents within the hour.
* Free Accidental cover for contents varies depending on final insurer selected and some tenant types maybe excluded.
