1   Hair & Beauty Insurance

Why Choose The Business Octopus

• One of our Hair & Beauty insurance specialists will discuss your business requirements with you and look to compare quotes from major insurance providers.
• You will get a bespoke policy that ensures you only pay for the cover you need.
• We can add cover for contents insurance, fixtures and fittings and stock items.
• We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Why you need Hair & Beauty Insurance?

• Having your own business can be a very profitable but you also need to protect your business for financial security. If you own a salon, barbers shop, or you rent a chair within a hair and beauty salon, or you are a nail technician or complete any other beauty related treatments you need to have a comprehensive hair and beauty insurance policy in place.
• Having the right cover for the type of business you have and treatments that you undertake, is important for your business. Our beauty insurance policies are specially designed and tailored, for the hair and beauty industry, with the option to add additional covers should you require. Your hairdressers business insurance or beauticians insurance will allow you to focus on your business and gives you piece of mind knowing that should the worst ever happen you are protected.
• The Business Octopus is able to offer hair and beauty salon insurance and hair and beauty mobile insurance.

What your Hair and Beauty Insurance Quote covers

• Public Liability insurance cover is available from £1m to £5m. Should one of your customers or a member of the public be hurt, or their property be damaged, or if a customer sues you if a treatment goes wrong, public liability insurance for hairdressers and beauticians will protect you.
• Employers Liability insurance cover is for you if you have one or more employees and then by law, you are required to have employers liability insurance. Employers Liability cover, is a standard £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.
• Business Contents cover will include your trade contents, stock, customer goods, employees and customer personal effects, fixtures and fittings.
• Tools & Equipment cover protects your beautician tools of the trade, should you lose or break them, they can be are expensive to replace. We can also include your business laptop.
• Personal Accident cover will help with your financials should you be injured whilst working. The cover will help for a specific period of time that you are unable to work. This policy cover does carry limitations and policy restrictions. This can also be used as an employees benefits package for employment.
• Business Money covers your business cash whilst on the premises during working hours. The money has to be kept within a safe whilst on your premises (subject to limits within the Policy).

How to get a quote and buy your Business Insurance

• Compare quotes online
  Use our online insurance quote tool, which will give you a range of insurance policies to compare and then buy if you are happy to purchase from our website. Should you not be happy with your insurance quote we can take a further look to see if we can improve our price or policy details with our offline UK business insurance panel.
• Call us on 0161 968 2041
  By talking to us direct we can get to know your business. Once we have all your business requirements we will search our panel of UK insurers to provide you with a range of policies available for your business. We will find the best policy we can to suit your business needs and if you are not happy, we will continue to try to improve our price or insurance policy.
• Request a Call Back
  Just complete this simple form and we will call you back.
• Dedicated Insurance Specialists
  You will have your own dedicated insurance specialist who will deal with your account personally. They will be responsible for your individual business insurance quotes and they will talk you through all options available.
• Payment for your insurance is easy
  We are able to offer a range of flexible payment methods, which includes monthly direct debit along with the option to pay in full over the telephone via debit or credit card, which are subject to a small charge. If you would like to pay via direct debit your insurance specialist will be able to help you with this or simply call our new business team on 0161 968 2041.
• Immediate Cover and Same Day Documents
  In most cases once you have agreed your hair and beauty business insurance and the cover is suitable for you, we can normally get you insured and covered immediately*. Your policy documents will be emailed to you.